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Titanium Is Opening Doors

Anyone can fall behind on their mortgage payment and face foreclosure. It is often the result of unplanned, even uncontrollable circumstances in a person’s life such as unemployment, the death or illness of a loved one, natural disaster, divorce or other unexpected changes in a family’s financial situation. After payments are missed, the mortgage servicer can initiate the legal process of foreclosure.

Foreclosure is more than just losing your home. In a foreclosure, families can be forced to relocate, losing their home as well as any equity. Worse, in some cases, homeowners could still be held financially responsible for some portion of the losses associated with the foreclosed home. Finally, foreclosure can seriously damage your credit for many years, making it more difficult to purchase a home again in the future.

Foreclosures hurt everyone. It is important to know that the mortgage servicer does not want to foreclose and views this option as a last resort. Instead, mortgage servicers prefer to work with homeowners, if possible, to find a way to keep them in the home.

The Titanium Solution

In this trying time, it may be difficult to realize that you have options. One of those options is working with Titanium Solutions.

  • Titanium’s Home Retention Consultants (HRCs) will help you understand your alternatives to foreclosure.
  • Titanium Solutions will help you connect with the right people at your mortgage servicer – those with the authority to work out alternatives.
  • If you don’t have the ability to stay in your home, Titanium may be able to help you to relocate.

“I am a nurse and single mother of two children. I was a bit skeptical about the possibility of being able to save my home from going into foreclosure. I saw no other option than to have to sell the home. Then I met with my Titanium Solutions consultant. I discussed what caused me to fall behind in my payments – my divorce and my son’s surgery. My Titanium consultant reviewed my situation and showed me that by working with my mortgage servicer, I could actually keep my home. He was able to help me achieve the dream that I thought would not be possible. The dream of being able to spend Christmas in my home with my children.”
— Homeowner from Virginia


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